Preserve, Protect, Prosper

Up to $125 Million FDIC Insurance. Up to 4.00% Annual Percentage Yield Interest1. The One Stop Platform For Finance.

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High Circle is a financial technology company, not a bank or FDIC-depository insured institution. Banking services are provided by FirstBank, a Tennessee corporation, Member FDIC. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured bank that holds your deposits and does not protect you against the failure of High Circle or another third party. Sweep programs allocate deposits across a network of FDICinsured banks and are offered through its partner bank, FirstBank, for up to $125 million.

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Preserve, Protect, Prosper

$125 Million FDIC Insurance. Up to 5% Annual Percentage Yield Interest. The One Stop Platform For Luxury Financial Products.

Get Started
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High Circle is a financial technology company, not a bank or FDIC-depository insured institution. Banking services are provided by FirstBank, a Tennessee corporation, Member FDIC. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured bank that holds your deposits and does not protect you against the failure of High Circle or another third party. Sweep programs allocate deposits across a network of FDICinsured banks and are offered through its partner bank, FirstBank, for up to $125 million.

Download the app

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Our Core Banking Features Set The Industry Benchmark

Coming Soon :)

Up to $125,000,000 FDIC Insurance

* Banking services provided by First Bank, a Tennessee Corporation, Member FDIC

Up to 4.00% Annual Percentage Yield
Interest Rate

Earn up to 4.00% APY on any idle cash with High Circle Smart Balance1
*Usage of High Circle Smart Balance and availing its benefits requires opening a High Circle Business Account and linking it with your current bank account. It will not require changing any automatic transactions you have set up with your current bank account. By setting up automatic transfers, High Circle will ensure a minimum balance you specify will always be available in your High Circle Business Account subject to funds availability.
Coming Soon :)
$0
• Account Minimum Balance*
• Domestic Wire and ACH Fees
• Account Opening Fees
+
• High Circle Smart Balance
• Cutting Edge Mobile App
And So Much More...
Apply in under 10 minutes
No Paperwork, No Hassle.

We offer so much more than just a banking platform

* We are currently developing our lifestyle offerings. Here's a sneak peek of what's coming soon. Please note that the High Circle rewards program might undergo changes before the launch, and the final Rewards terms and conditions will be provided prior to launch.

Invest With High Circle

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Select From Exclusive Investments

From late stage private equity, to venture capital for new startups. High Circle has a wide range of industry partners that allow us to bring you access to exclusive investments with traditionally have high minimum investment sizes for much lower minimum investment sizes.

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Invest With One-Click

Through our online platform, you can transfer funds in one click without the complications of wire or ACH transfers. Afterwards, you can easily monitor and manage your portfolio from anywhere, anytime.

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Earn Rewards On Top of Returns

We give you rewards for any investments made through High Circle as well as well as on any deposits made on our banking platform. Your investment can make returns and earn rewards at the same time.

*Investments in private securities offered by High Circle's Partner Company High Circle Venture. They are Are NOT FDIC Insured. They Are NOT Bank Guaranteed. They May Lose Value.
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*We are currently building our investments offerings, here is a sneak peak of what's coming soon.

We offer so much more than Banking as a Service

Illustration for Investment Section
Illustration for Investment Section

Invest With High Circle

Number 1 icon

Select From Exclusive Investments

From late stage private equity, to venture capital for new startups. High Circle has a wide range of industry partners that allow us to bring you access to exclusive investments with high minimums for less.

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Invest With One-Click

Though our online platform, you can transfer funds in one click without the complications of wire or ACH transfers. Afterwards, you can easily monitor and manage your portfolio from anywhere, anytime.

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Earn Rewards On Top of Returns

Unlike other banks which only give you rewards on deposits, we give you rewards for any investments made with us as well. Your investment can make returns and earn rewards at the same time.

Learn More
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* We are currently developing our lifestyle offerings. Here's a sneak peek of what's coming soon. Please note that the High Circle rewards program might undergo changes before the launch, and the final Rewards terms and conditions will be provided prior to launch.

Retire In The High Circle

Our innovative set of offerings ensure that you have full flexibility when investing and planning for retirement. From free will & estate planning, the ability to invest money from an IRA into one of our many exclusive investments, discounted life insurance, and so much more, we help you prepare for the future.

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1.00% Match + 1.00% APY (Annual Percentage Yield) on Cash in Account

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One-shot Will & Estate Planning

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Life Insurance For Less

* We are currently developing our lifestyle offerings. Here's a sneak peek of what's coming soon. Please note that the High Circle rewards program might undergo changes before the launch, and the final Rewards terms and conditions will be provided prior to launch.

Earn Rewards From The High Circle

Investments, personal deposits, and business deposits all count towards rewards points, enabling you to earn valuable incentives based on your routine financial activities. By leveraging these three components, you can maximize your rewards potential while managing and growing your overall wealth.

EARN REWARDS FROM THE HIGH CIRCLE

Investments, personal deposits, and business deposits all count towards rewards points, providing you with a comprehensive opportunity to earn valuable incentives based on your financial activities. By leveraging these three components, you can maximize your rewards potential while managing and growing your overall wealth.
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Private Jets

High Circle members get access to more than 1500+ private jets at a fraction of the cost.

Receive alerts to book private jets for one-way, empty-leg flights for as little as $500 for the entire plane.

Earn free private jet hours every year based on your total deposits and investments you have with High Circle, across all accounts.

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Exclusive Vacation Homes

High Circle members enjoy access to the thousands of exclusive off market vacation homes, hotels & resorts across the world at discounted prices.

Each vacation experience is carefully curated, with unrivaled amenities and unparalleled service.

Earn even larger discounts every year based on your total deposits and investments you have with High Circle, across all accounts.

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Exclusive Events

Sports Games, Concerts, Dinners, Speaker Series and so much more.

High Circle will arrange events for members to have a good time and expand their personal network.

Get access to more exclusive events based on your total deposits and investments you have with High Circle, across all accounts.

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Customized Concierge

At High Circle, we don't just offer financial services; we craft personalized experiences.

Our concierge service is your gateway to a world of convenience and luxury. Imagine having your own dedicated team of experts ready to fulfill your every request, no matter how extravagant or unique.

We take care of the details, so you can savor the extraordinary moments in life.

*We are currently building our Inner Circle offering, here is a look at whats coming soon.

The Inner Circle for Members

An exclusive network of wealth generators and custodians. It's a meticulously screened peer group consisting of Founders, Entrepreneurs, Engineers, and Executives. This peer-driven learning community is dedicated to engaging in discussions and sharing insights that hold importance for our community as well as building connections that translate to tangible real-world outcomes for its members.

A peer learning community that takes on topics that matter most to our entrepreneurs, investors, and executives

Inner Circle image 1

Get mentored by extraordinary achievers, to improve their wealth strategies, understand estate planning, and share ideas on philanthropic endeavors

Inner Circle image 2

Your business has access to Private Equity funding, Exit Planning, Investment Banking, Global buy side M&A and Private Credit Experts.

Inner Circle image 3

A peer learning community that takes on topics that matter most to our entrepreneurs, investors, and executives

Inner Circle image 1

Get mentored by extraordinary achievers, to improve their wealth strategies, understand estate planning, and share ideas on philanthropic endeavors

Inner Circle image 2

Your business has access to Private Equity funding, Exit Planning, Investment Banking, Global buy side M&A and Private Credit.

Inner Circle image 3

The Inner Circle for Members

An exclusive network of wealth generators and custodians. It's a meticulously screened peer group consisting of Founders, Entrepreneurs, Engineers, and Executives. This peer-driven learning community is dedicated to engaging in discussions and sharing insights that hold importance for our community as well as building connections that translate to tangible real-world outcomes for its members.

The Inner Circle for Members

The Inner Circle for Members

An exclusive network of wealth generators and custodians. It's a meticulously screened peer group consisting of Founders, Entrepreneurs, Engineers, and Executives. This peer-driven learning community is dedicated to engaging in discussions and sharing insights that hold importance for our community as well as building connections that translate to tangible real-world outcomes for its members.

Inner Circle image 1

A peer learning community that takes on topics that matter most to our entrepreneurs, investors, and executives

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

Inner Circle image 2

Get mentored by extraordinary achievers, to improve their wealth strategies, understand estate planning, and share ideas on philanthropic endeavors

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

Inner Circle image 3

Your business has access to Private Equity funding, Exit Planning, Investment Banking, Global buyside M&A and Private Credit.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

Inner Circle image 1

A peer learning community that takes on topics that matter most to our entrepreneurs, investors, and executives

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

Inner Circle image 2

Get mentored by extraordinary achievers, to improve their wealth strategies, understand estate planning, and share ideas on philanthropic endeavors

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

Inner Circle image 3

Your business has access to Private Equity funding, Exit Planning, Investment Banking, Global buyside M&A and Private Credit.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nu.

It's a Simple 1,2,3

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Security

How we protect your data

• 2-Factor Authentication
• Secure Login
• 24/7 Customer Support

How we protect your money

• Industry-Standard Data Encryption
• Regular Infrastructure and Compliance Audits
• App-Specific Passwords